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Natural hazards · Guildhall

Guildhall, VT natural hazards

Most of the natural-hazard damage FEMA expects in Guildhall comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Guildhall?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Guildhall to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves15%Hurricanes6%Everything else11%
By hazard

What Guildhall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once a year in the area

Cold waves

15% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 5 times a year in the area

Hurricanes

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 22 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Guildhall flood?

FEMA's records show no paid flood insurance claims in Guildhall.

of all homes
are insured
No community discount. Guildhall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Essex County.
Disasters that hit Guildhall

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Guildhall itself: aid to households, or repair grants to the Town of Guildhall.

Brought FEMA money into GuildhallDeclared for Essex County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

1 household applied for aid $3K aid approved
2011

Severe Storms and Flooding

1 household applied for aid $7K aid approved $39K to the Town of Guildhall for repairs
2007

Severe Storms and Flooding

$11K to the Town of Guildhall for repairs
2002

Severe Storms and Flooding

$318K to the Town of Guildhall for repairs
Essex County has had 24 natural disasters declared since 1953, most often severe storms and floods.
Around Guildhall

Guildhall and the towns around it

Lancaster: Very high, mostly avalanchesNorthumberland: Very high, mostly avalanchesLunenburg: Moderate, mostly inland floodingMaidstone: High, mostly inland floodingGranby: Moderate, mostly inland floodingJefferson: High, mostly avalanchesDalton: High, mostly avalanchesStark: Very high, mostly avalanchesStratford: Very high, mostly avalanchesConcord: Moderate, mostly inland floodingVictory: Moderate, mostly inland floodingBrunswick: High, mostly inland floodingEast Haven: Moderate, mostly inland floodingGuildhall: Moderate, mostly inland flooding GuildhallLancasterNorthumberlandLunenburgMaidstoneGranby
Very lowLowModerateHighVery high
Northumberlandmostly avalanchesVery high
Lancastermostly avalanchesVery high
Maidstonemostly inland floodingHigh
Guildhallmostly inland floodingModerate
Lunenburgmostly inland floodingModerate
Granbymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Guildhall is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Guildhall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Guildhall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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