Natural hazards · Derby Center

Derby Center, VT natural hazards

Most of the natural-hazard damage FEMA expects in Derby Center comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Derby Center?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Derby Center to be higher than in 18% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves9%Everything else17%

By hazard

What Derby Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Derby Center flood?

FEMA's records show no paid flood insurance claims in Derby Center.

of all homes
are insured

No community discount. Derby Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orleans County.

Disasters that hit Derby Center

Federal disasters declared here

None of the disasters declared for Orleans County shows FEMA aid or repair money reaching Derby Center itself in FEMA’s records.

Brought FEMA money into Derby CenterDeclared for Orleans County only

Orleans County has had 29 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Derby Center is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Derby Center’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Derby Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.