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Natural hazards · Brandon

Brandon, VT natural hazards

Most of the natural-hazard damage FEMA expects in Brandon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1984. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brandon?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brandon to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves8%Everything else20%
By hazard

What Brandon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 2 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brandon flood?

Every paid claim on a federal flood insurance policy in Brandon, from FEMA’s records.

13paid claims since 1984
$433Kpaid to owners
1homes flooded more than once
19842026

Biggest named events

  • Hurricane Irene: 10 claims, $379K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Brandon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rutland County.

What’s been done with FEMA grants

11flood-prone properties bought out and cleared
Disasters that hit Brandon

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brandon itself: aid to households, or repair grants to the Town of Brandon.

Brought FEMA money into BrandonDeclared for Rutland County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

16 households applied for aid $42K aid approved $208K to the Town of Brandon for repairs
2017

Severe Storms and Flooding

$395K to the Town of Brandon for repairs
2013

Severe Storms and Flooding

$14K to the Town of Brandon for repairs
2011

Tropical Storm Irene

70 households applied for aid $75K aid approved $725K to the Town of Brandon for repairs
2007

Severe Storms and Flooding

$17K to the Town of Brandon for repairs
2001

Snow

$5K to the Town of Brandon for repairs
Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Brandon

Brandon and the towns around it

Pittsford: Low, mostly inland floodingGoshen: Moderate, mostly inland floodingLeicester: Very low, mostly inland floodingChittenden: Moderate, mostly inland floodingSudbury: Very low, mostly inland floodingProctor: Moderate, mostly inland floodingHubbardton: Very low, mostly inland floodingWest Rutland: Low, mostly inland floodingRutland: Very low, mostly inland floodingRochester: High, mostly inland floodingHancock: Moderate, mostly inland floodingRipton: Moderate, mostly inland floodingSalisbury: Very low, mostly inland floodingWhiting: Very low, mostly inland floodingPittsfield: Moderate, mostly inland floodingKillington: Very low, mostly inland floodingOrwell: Very low, mostly inland floodingBrandon: Low, mostly inland flooding BrandonPittsfordGoshenLeicesterChittendenSudbury
Very lowLowModerateHighVery high
Goshenmostly inland floodingModerate
Chittendenmostly inland floodingModerate
Brandonmostly inland floodingLow
Pittsfordmostly inland floodingLow
Sudburymostly inland floodingVery low
Leicestermostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brandon covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Brandon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brandon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brandon total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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