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Natural hazards · Bloomfield

Bloomfield, VT natural hazards

Most of the natural-hazard damage FEMA expects in Bloomfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bloomfield?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomfield to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding79%Cold waves9%Everything else12%
By hazard

What Bloomfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once a year in the area

Cold waves

9% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bloomfield flood?

Every paid claim on a federal flood insurance policy in Bloomfield, from FEMA’s records.

4paid claims since 1981
$11Kpaid to owners
0homes flooded more than once
19812026
of all homes
are insured
No community discount. Bloomfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Essex County.
Disasters that hit Bloomfield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bloomfield itself: aid to households, or repair grants to the Town of Bloomfield.

Brought FEMA money into BloomfieldDeclared for Essex County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

1 household applied for aid $10K aid approved
2011

Severe Storms and Flooding

2 households applied for aid $2K aid approved
2008

Severe Storms and Flooding

$35K to the Town of Bloomfield for repairs
2007

Severe Storms and Flooding

$6K to the Town of Bloomfield for repairs
Essex County has had 24 natural disasters declared since 1953, most often severe storms and floods.
Around Bloomfield

Bloomfield and the towns around it

Columbia: Very high, mostly avalanchesStratford: Very high, mostly avalanchesLemington: High, mostly inland floodingBrunswick: High, mostly inland floodingColebrook: Very high, mostly avalanchesMaidstone: High, mostly inland floodingNorthumberland: Very high, mostly avalanchesStark: Very high, mostly avalanchesCanaan: High, mostly inland floodingBloomfield: High, mostly inland flooding BloomfieldColumbiaStratfordLemingtonBrunswick
Very lowLowModerateHighVery high
Stratfordmostly avalanchesVery high
Columbiamostly avalanchesVery high
Bloomfieldmostly inland floodingHigh
Lemingtonmostly inland floodingHigh
Brunswickmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bloomfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bloomfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Bloomfield, VTEssex CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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