Natural hazards · Woodbridge

Woodbridge, VA natural hazards

Most of the natural-hazard damage FEMA expects in Woodbridge comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 59 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Woodbridge?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodbridge to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding53%Heat waves14%Tornadoes9%Hurricanes7%Strong wind5%Everything else12%
By hazard

What Woodbridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 3 times a year in the area

Heat waves

14% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

9% of expected damage
Below average · higher than 45% of U.S. places

Hurricanes

7% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 12 years in the area

Strong wind

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 7 times a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodbridge flood?

Every paid claim on a federal flood insurance policy in Woodbridge, from FEMA’s records.

59paid claims since 1978
$2.0Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Isabel: 9 claims, $667K
  • Hurricane Fran: 5 claims, $75K
  • Mid-spring storms: 1 claim, $4K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Woodbridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Prince William County.
Disasters that hit Woodbridge

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Woodbridge itself: aid to households, or repair grants to Woodbridge.

Brought FEMA money into WoodbridgeDeclared for Prince William County only
2003

Hurricane Isabel

120 households applied for aid $183K aid approved
Prince William County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Woodbridge

Woodbridge and the towns around it

Leesylvania: Low, mostly inland floodingMason Neck: Low, mostly inland floodingLake Ridge: Low, mostly inland floodingCherry Hill: Very low, mostly inland floodingMontclair: Low, mostly inland floodingDale City: Low, mostly inland floodingLorton: Moderate, mostly inland floodingPotomac Mills: Very low, mostly inland floodingCounty Center: Low, mostly inland floodingOccoquan: Moderate, mostly inland floodingWoodbridge: Very low, mostly inland flooding WoodbridgeLeesylvaniaMason NeckLake Ridge
Very lowLowModerateHighVery high
Mason Neckmostly inland floodingLow
Lake Ridgemostly inland floodingLow
Leesylvaniamostly inland floodingLow
Woodbridgemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodbridge covers 10 census tracts, combined by population.
Money that reached townFlood claims are matched to Woodbridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Woodbridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodbridge total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01