Natural hazards · Warsaw

Warsaw, VA natural hazards

Most of the natural-hazard damage FEMA expects in Warsaw comes from hurricanes, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warsaw?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warsaw to be higher than in 39% of U.S. communities, mostly from hurricanes and drought.

Hurricanes37%Drought23%Inland flooding20%Strong wind6%Tornadoes5%Everything else9%

By hazard

What Warsaw faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

37% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 7 years in the area

Drought

23% of expected damage

Recorded about 4 times a year in the area

Inland flooding

20% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 10 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warsaw flood?

FEMA's records show no paid flood insurance claims in Warsaw.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warsaw isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richmond County.

Disasters that hit Warsaw

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warsaw itself: aid to households, or repair grants to the Town of Warsaw.

Brought FEMA money into WarsawDeclared for Richmond County only

2011

Hurricane Irene

$31K to the Town of Warsaw for repairs

2006

Tropical Depression Ernesto, Severe Storms and Flooding

$5K to the Town of Warsaw for repairs

2003

Hurricane Isabel

106 households applied for aid $67K aid approved $6K to the Town of Warsaw for repairs

Richmond County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warsaw is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warsaw’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Warsaw. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.