Natural hazards · Warm Springs

Warm Springs, VA natural hazards

Most of the natural-hazard damage FEMA expects in Warm Springs comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warm Springs?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warm Springs to be higher than in 34% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding56%Lightning22%Cold waves11%Everything else10%

By hazard

What Warm Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once a year in the area

Lightning

22% of expected damage

Above average · higher than 64% of U.S. places

Cold waves

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warm Springs flood?

FEMA's records show no paid flood insurance claims in Warm Springs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warm Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bath County.

Disasters that hit Warm Springs

Federal disasters declared here

None of the disasters declared for Bath County shows FEMA aid or repair money reaching Warm Springs itself in FEMA’s records.

Brought FEMA money into Warm SpringsDeclared for Bath County only

Bath County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warm Springs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warm Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to Warm Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.