Natural hazards · Victoria

Victoria, VA natural hazards

Most of the natural-hazard damage FEMA expects in Victoria comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Victoria?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Victoria to be higher than in 13% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding29%Hurricanes21%Drought13%Strong wind13%Earthquakes7%Tornadoes6%Everything else12%

By hazard

What Victoria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

21% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Drought

13% of expected damage

Recorded about 8 times a year in the area

Strong wind

13% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 67% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 24 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Victoria flood?

FEMA's records show no paid flood insurance claims in Victoria.

of all homes
are insured

No community discount. Victoria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lunenburg County.

Disasters that hit Victoria

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Victoria itself: aid to households, or repair grants to the Town of Victoria.

Brought FEMA money into VictoriaDeclared for Lunenburg County only

2021

Severe Winter Storms

$44K to the Town of Victoria for repairs

2011

Hurricane Irene

$8K to the Town of Victoria for repairs

2003

Hurricane Isabel

29 households applied for aid $25K aid approved $22K to the Town of Victoria for repairs

Lunenburg County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Victoria is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Victoria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Victoria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.