Natural hazards · Union Level

Union Level, VA natural hazards

Most of the natural-hazard damage FEMA expects in Union Level comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Union Level?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Union Level to be higher than in 37% of U.S. communities, mostly from drought and inland flooding.

Drought51%Inland flooding24%Hurricanes13%Everything else12%

By hazard

What Union Level faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

51% of expected damage

Recorded about 9 times a year in the area

Inland flooding

24% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Union Level flood?

FEMA's records show no paid flood insurance claims in Union Level.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Union Level isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mecklenburg County.

Disasters that hit Union Level

Federal disasters declared here

None of the disasters declared for Mecklenburg County shows FEMA aid or repair money reaching Union Level itself in FEMA’s records.

Brought FEMA money into Union LevelDeclared for Mecklenburg County only

Mecklenburg County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Union Level is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Union Level’s own flood-insurance community; household aid to the registrant’s city; repair grants to Union Level. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.