Natural hazards · Timberlake

Timberlake, VA natural hazards

Most of the natural-hazard damage FEMA expects in Timberlake comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Timberlake?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Timberlake to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding60%Strong wind9%Lightning8%Hurricanes7%Earthquakes7%Everything else9%

By hazard

What Timberlake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Lightning

8% of expected damage

Well above average · higher than 88% of U.S. places

Hurricanes

7% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 17 years in the area

Earthquakes

7% of expected damage

Above average · higher than 51% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Timberlake flood?

Every paid claim on a federal flood insurance policy in Timberlake, from FEMA’s records.

5paid claims since 1992

$48Kpaid to owners

0homes flooded more than once

19922026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Timberlake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Campbell County.

Disasters that hit Timberlake

Federal disasters declared here

None of the disasters declared for Campbell County shows FEMA aid or repair money reaching Timberlake itself in FEMA’s records.

Brought FEMA money into TimberlakeDeclared for Campbell County only

Campbell County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Timberlake

Timberlake and the towns around it

Very lowLowModerateHighVery high

Lynchburgmostly inland floodingVery low

Forestmostly inland floodingVery low

Timberlakemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Timberlake covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Timberlake’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Timberlake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Timberlake total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.