Natural hazards · Surry

Surry, VA natural hazards

Most of the natural-hazard damage FEMA expects in Surry comes from drought, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Surry?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Surry to be higher than in 18% of U.S. communities, mostly from drought and inland flooding.

Drought42%Inland flooding25%Hurricanes18%Everything else15%

By hazard

What Surry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

42% of expected damage

Recorded about 4 times a year in the area

Inland flooding

25% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

18% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Surry flood?

FEMA's records show no paid flood insurance claims in Surry.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Surry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Surry County.

Disasters that hit Surry

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Surry itself: aid to households, or repair grants to the Town of Surry.

Brought FEMA money into SurryDeclared for Surry County only

2003

Hurricane Isabel

229 households applied for aid $124K aid approved

Surry County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Surry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Surry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Surry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.