Natural hazards · Sudley

Sudley, VA natural hazards

Most of the natural-hazard damage FEMA expects in Sudley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sudley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sudley to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding70%Heat waves8%Tornadoes5%Everything else16%

By hazard

What Sudley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 3 times a year in the area

Heat waves

8% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 45% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sudley flood?

Every paid claim on a federal flood insurance policy in Sudley, from FEMA’s records.

5paid claims since 1978

$42Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sudley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince William County.

Disasters that hit Sudley

Federal disasters declared here

None of the disasters declared for Prince William County shows FEMA aid or repair money reaching Sudley itself in FEMA’s records.

Brought FEMA money into SudleyDeclared for Prince William County only

Prince William County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Sudley

Sudley and the towns around it

Very lowLowModerateHighVery high

Loch Lomondmostly inland floodingVery high

Bull Runmostly inland floodingModerate

Sudleymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sudley covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Sudley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Sudley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sudley total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.