Natural hazards · Stewartsville

Stewartsville, VA natural hazards

Most of the natural-hazard damage FEMA expects in Stewartsville comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stewartsville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stewartsville to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding73%Strong wind6%Everything else21%

By hazard

What Stewartsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stewartsville flood?

FEMA's records show no paid flood insurance claims in Stewartsville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stewartsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bedford County.

Disasters that hit Stewartsville

Federal disasters declared here

None of the disasters declared for Bedford County shows FEMA aid or repair money reaching Stewartsville itself in FEMA’s records.

Brought FEMA money into StewartsvilleDeclared for Bedford County only

Bedford County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stewartsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stewartsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Stewartsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.