Natural hazards · Stevens Creek

Stevens Creek, VA natural hazards

Most of the natural-hazard damage FEMA expects in Stevens Creek comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stevens Creek?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stevens Creek to be higher than in 39% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves51%Inland flooding35%Everything else15%

By hazard

What Stevens Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

51% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

35% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHeat wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stevens Creek flood?

FEMA's records show no paid flood insurance claims in Stevens Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stevens Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grayson County.

Disasters that hit Stevens Creek

Federal disasters declared here

None of the disasters declared for Grayson County shows FEMA aid or repair money reaching Stevens Creek itself in FEMA’s records.

Brought FEMA money into Stevens CreekDeclared for Grayson County only

Grayson County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stevens Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stevens Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Stevens Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.