Natural hazards · Stanardsville

Stanardsville, VA natural hazards

Most of the natural-hazard damage FEMA expects in Stanardsville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stanardsville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanardsville to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding63%Drought8%Hurricanes7%Strong wind7%Everything else15%

By hazard

What Stanardsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Drought

8% of expected damage

Recorded about 4 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 16 years in the area

Strong wind

7% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stanardsville flood?

Every paid claim on a federal flood insurance policy in Stanardsville, from FEMA’s records.

1paid claims since 1996

$14Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Fran: 1 claim, $14K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stanardsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Stanardsville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stanardsville itself: aid to households, or repair grants to the Town of Stanardsville.

Brought FEMA money into StanardsvilleDeclared for Greene County only

2003

Hurricane Isabel

19 households applied for aid $6K aid approved

Greene County has had 23 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanardsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stanardsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stanardsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.