Natural hazards · Schooner Bay

Schooner Bay, VA natural hazards

Most of the natural-hazard damage FEMA expects in Schooner Bay comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Schooner Bay?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schooner Bay to be higher than in 84% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes42%Coastal flooding34%Inland flooding17%Everything else7%

By hazard

What Schooner Bay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

42% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 4 years in the area

Coastal flooding

34% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

17% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Schooner Bay flood?

FEMA's records show no paid flood insurance claims in Schooner Bay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Schooner Bay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Accomack County.

Disasters that hit Schooner Bay

Federal disasters declared here

None of the disasters declared for Accomack County shows FEMA aid or repair money reaching Schooner Bay itself in FEMA’s records.

Brought FEMA money into Schooner BayDeclared for Accomack County only

Accomack County has had 15 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schooner Bay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Schooner Bay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Schooner Bay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.