Natural hazards · Rushmere

Rushmere, VA natural hazards

Most of the natural-hazard damage FEMA expects in Rushmere comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 12 claims here since 1994.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rushmere?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rushmere to be higher than in 31% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes26%Drought13%Coastal flooding5%Tornadoes5%Everything else14%

By hazard

What Rushmere faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Hurricanes

26% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Drought

13% of expected damage

Recorded about 2 times a year in the area

Coastal flooding

5% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

5% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once every 26 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rushmere flood?

Every paid claim on a federal flood insurance policy in Rushmere, from FEMA’s records.

12paid claims since 1994

$374Kpaid to owners

0homes flooded more than once

19942026

Biggest named events

Hurricane Isabel: 6 claims, $324K
Hurricane Floyd: 1 claim, $1K
Hurricane Irene: 1 claim, $782

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rushmere isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Isle of Wight County.

Disasters that hit Rushmere

Federal disasters declared here

None of the disasters declared for Isle of Wight County shows FEMA aid or repair money reaching Rushmere itself in FEMA’s records.

Brought FEMA money into RushmereDeclared for Isle of Wight County only

Isle of Wight County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rushmere covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rushmere’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Rushmere. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rushmere total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.