Natural hazards · Rocky Gap

Rocky Gap, VA natural hazards

Most of the natural-hazard damage FEMA expects in Rocky Gap comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rocky Gap?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rocky Gap to be higher than in 83% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves31%Everything else7%

By hazard

What Rocky Gap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Cold waves

31% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHeat wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rocky Gap flood?

FEMA's records show no paid flood insurance claims in Rocky Gap.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rocky Gap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bland County.

Disasters that hit Rocky Gap

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rocky Gap itself: aid to households, or repair grants to Rocky Gap.

Brought FEMA money into Rocky GapDeclared for Bland County only

2024

Tropical Storm Helene

24 households applied for aid $53K aid approved

2003

Severe Storms and Flooding

22 households applied for aid $47K aid approved

Bland County has had 15 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rocky Gap is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rocky Gap’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rocky Gap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.