Natural hazards · Rockwood

Rockwood, VA natural hazards

Most of the natural-hazard damage FEMA expects in Rockwood comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rockwood?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockwood to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding74%Earthquakes7%Hurricanes6%Tornadoes5%Everything else8%

By hazard

What Rockwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Above average · higher than 68% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

5% of expected damage

Below average · higher than 43% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rockwood flood?

FEMA's records show no paid flood insurance claims in Rockwood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rockwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chesterfield County.

Disasters that hit Rockwood

Federal disasters declared here

None of the disasters declared for Chesterfield County shows FEMA aid or repair money reaching Rockwood itself in FEMA’s records.

Brought FEMA money into RockwoodDeclared for Chesterfield County only

Chesterfield County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Rockwood

Rockwood and the towns around it

Very lowLowModerateHighVery high

Rockwoodmostly inland floodingLow

Manchestermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rockwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rockwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rockwood total about $707K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.