Natural hazards · Rivanna

Rivanna, VA natural hazards

Most of the natural-hazard damage FEMA expects in Rivanna comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rivanna?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rivanna to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes7%Everything else16%

By hazard

What Rivanna faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rivanna flood?

FEMA's records show no paid flood insurance claims in Rivanna.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rivanna isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Albemarle County.

Disasters that hit Rivanna

Federal disasters declared here

None of the disasters declared for Albemarle County shows FEMA aid or repair money reaching Rivanna itself in FEMA’s records.

Brought FEMA money into RivannaDeclared for Albemarle County only

Albemarle County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rivanna is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rivanna’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rivanna. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.