Natural hazards · Riner

Riner, VA natural hazards

Most of the natural-hazard damage FEMA expects in Riner comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riner?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riner to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves12%Drought8%Everything else12%

By hazard

What Riner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Cold waves

12% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 4 times a year in the area

Drought

8% of expected damage

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHeat wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riner flood?

FEMA's records show no paid flood insurance claims in Riner.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Riner

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Riner itself: aid to households, or repair grants to Riner.

Brought FEMA money into RinerDeclared for Montgomery County only

2024

Tropical Storm Helene

6 households applied for aid $1K aid approved

2004

Severe Storms and Flooding From the Remanants of Hurricane Jeanne

12 households applied for aid $41K aid approved

2003

Severe Winter Storm, Record/Near Record Snowfall, Heavy Rain,floodind, and Mudslide

6 households applied for aid $12K aid approved

Montgomery County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Riner’s own flood-insurance community; household aid to the registrant’s city; repair grants to Riner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.