Natural hazards · Port Royal

Port Royal, VA natural hazards

Most of the natural-hazard damage FEMA expects in Port Royal comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Port Royal?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Port Royal to be higher than in 47% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding42%Hurricanes21%Drought16%Tornadoes6%Everything else15%

By hazard

What Port Royal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

21% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 11 years in the area

Drought

16% of expected damage

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 8 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Port Royal flood?

FEMA's records show no paid flood insurance claims in Port Royal.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Port Royal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caroline County.

Disasters that hit Port Royal

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Port Royal itself: aid to households, or repair grants to the Town of Port Royal.

Brought FEMA money into Port RoyalDeclared for Caroline County only

2003

Hurricane Isabel

6 households applied for aid

Caroline County has had 22 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Port Royal is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Port Royal’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Port Royal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.