Natural hazards · Phenix

Phenix, VA natural hazards

Most of the natural-hazard damage FEMA expects in Phenix comes from drought, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Phenix?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Phenix to be higher than in 26% of U.S. communities, mostly from drought and inland flooding.

Drought41%Inland flooding34%Hurricanes9%Everything else16%

By hazard

What Phenix faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

41% of expected damage

Recorded about 9 times a year in the area

Inland flooding

34% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 13 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Phenix flood?

FEMA's records show no paid flood insurance claims in Phenix.

of all homes
are insured

No community discount. Phenix isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Charlotte County.

Disasters that hit Phenix

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Phenix itself: aid to households, or repair grants to the Town of Phenix.

Brought FEMA money into PhenixDeclared for Charlotte County only

2003

Hurricane Isabel

19 households applied for aid $10K aid approved

Charlotte County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Phenix is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Phenix’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Phenix. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.