Natural hazards · Pantops

Pantops, VA natural hazards

Most of the natural-hazard damage FEMA expects in Pantops comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pantops?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pantops to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding71%Earthquakes9%Hurricanes8%Everything else12%

By hazard

What Pantops faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

9% of expected damage

Above average · higher than 72% of U.S. places

Hurricanes

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pantops flood?

Every paid claim on a federal flood insurance policy in Pantops, from FEMA’s records.

1paid claims since 2018

$67paid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pantops isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Albemarle County.

Disasters that hit Pantops

Federal disasters declared here

None of the disasters declared for Albemarle County shows FEMA aid or repair money reaching Pantops itself in FEMA’s records.

Brought FEMA money into PantopsDeclared for Albemarle County only

Albemarle County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pantops covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pantops’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Pantops. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pantops total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.