Natural hazards · Oak Level

Oak Level, VA natural hazards

Most of the natural-hazard damage FEMA expects in Oak Level comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1987.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak Level?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Level to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves7%Everything else22%

By hazard

What Oak Level faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak Level flood?

Every paid claim on a federal flood insurance policy in Oak Level, from FEMA’s records.

2paid claims since 1987

$17Kpaid to owners

0homes flooded more than once

19872026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak Level isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Oak Level

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Oak Level itself in FEMA’s records.

Brought FEMA money into Oak LevelDeclared for Henry County only

Henry County has had 13 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Level covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Oak Level’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Oak Level. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oak Level total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.