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Housing in North Garden

A typical North Garden home is worth about $511,000

Up 4.1% in a year, 23% above the Virginia typical home.

Typical home value
$511K
▲ 4.1% in a year · VA $415K
Zillow
Median sale price
$635K
February 2026 · Redfin
Homes sold
1
in February
2-bedroom rent
$1,560
a month, utilities in · HUD
Median tax bill
$4,500
VA $2,790

Only 1 sale in February 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

What kind of housing town is North Garden?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in North Garden

Try your own numbers below.

You could afford about
$371,000
Typical North Garden home $511K

That’s $140K short of a typical North Garden home.

The typical home, each month
$2,990
Loan $2,530Tax $310Insurance $150

A two-bedroom rents for about $1,560 a month here, $1,430 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Virginia typical property tax (0.73% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Up 29% in five years

Faster than Virginia (23.4%).

North GardenVirginia
$200K$250K$300K$350K$400K$450K$500K$550K20182020202220242026
Show as a table
JanuaryNorth GardenVirginia
2017$307,000$253,000
2018$311,000$263,000
2019$324,000$271,000
2020$335,000$284,000
2021$370,000$311,000
2022$392,000$345,000
2023$433,000$367,000
2024$462,000$386,000
2025$494,000$405,000
2026$502,000$411,000
August 2026$511,000$415,000
Then & now

A typical North Garden home worth $302K in September 2016 is worth about $511K today.

+$210K
+4.1%
past year
+29%
past 5 years
+69.6%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Renting

A two-bedroom rents for about $1,560

Fair Market Rent a month, utilities included

Studio$1,270
1 bedroom$1,340
2 bedrooms$1,560
3 bedrooms$1,940
4 bedrooms$2,360
29%
of households rent · VA 33%
48
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Charlottesville, VA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

71% of North Garden households own their home

Half of North Garden’s homes were built before 1993.

Owners and renters
Own 71%Rent 29%

Virginia: 67% own.

1993
typical home built · VA 1984
$4,500
median property tax bill · VA $2,790

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

On the market in North Garden

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What North Garden buyers, sellers and renters are saying.

Town Square →
Weigh in
Is North Garden still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, February 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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