Natural hazards · Mineral

Mineral, VA natural hazards

Most of the natural-hazard damage FEMA expects in Mineral comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mineral?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mineral to be higher than in 32% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding45%Hurricanes20%Earthquakes11%Strong wind6%Tornadoes6%Lightning5%Everything else6%

By hazard

What Mineral faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

20% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 12 years in the area

Earthquakes

11% of expected damage

Well above average · higher than 75% of U.S. places

Strong wind

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 37 years in the area

Lightning

5% of expected damage

Below average · higher than 40% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mineral flood?

FEMA's records show no paid flood insurance claims in Mineral.

of all homes
are insured

No community discount. Mineral isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Louisa County.

Disasters that hit Mineral

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mineral itself: aid to households, or repair grants to the Town of Mineral.

Brought FEMA money into MineralDeclared for Louisa County only

2011

Earthquake

1,523 households applied for aid $3.1M aid approved $20K to the Town of Mineral for repairs

2010

Severe Winter Storms and Snowstorms

$782 to the Town of Mineral for repairs

2009

Severe Winter Storm and Snowstorm

$3K to the Town of Mineral for repairs

2003

Hurricane Isabel

61 households applied for aid $16K aid approved

Louisa County has had 23 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mineral is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mineral’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mineral. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.