Natural hazards · Locust Grove

Locust Grove, VA natural hazards

Most of the natural-hazard damage FEMA expects in Locust Grove comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Locust Grove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Locust Grove to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding69%Hurricanes9%Strong wind8%Everything else14%

By hazard

What Locust Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 19 years in the area

Strong wind

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Locust Grove flood?

FEMA's records show no paid flood insurance claims in Locust Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Locust Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shenandoah County.

Disasters that hit Locust Grove

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Locust Grove itself: aid to households, or repair grants to Locust Grove.

Brought FEMA money into Locust GroveDeclared for Shenandoah County only

2003

Hurricane Isabel

25 households applied for aid $5K aid approved

Shenandoah County has had 21 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Locust Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Locust Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to Locust Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.