Natural hazards · Laymantown

Laymantown, VA natural hazards

Most of the natural-hazard damage FEMA expects in Laymantown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Laymantown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Laymantown to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding66%Strong wind11%Cold waves7%Everything else16%

By hazard

What Laymantown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Laymantown flood?

Every paid claim on a federal flood insurance policy in Laymantown, from FEMA’s records.

9paid claims since 1992

$219Kpaid to owners

0homes flooded more than once

19922026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Laymantown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Botetourt County.

Disasters that hit Laymantown

Federal disasters declared here

None of the disasters declared for Botetourt County shows FEMA aid or repair money reaching Laymantown itself in FEMA’s records.

Brought FEMA money into LaymantownDeclared for Botetourt County only

Botetourt County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Laymantown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Laymantown’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Laymantown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Laymantown total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.