Natural hazards · Lakeside

Lakeside, VA natural hazards

Most of the natural-hazard damage FEMA expects in Lakeside comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 25 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lakeside?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lakeside to be higher than in 22% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding53%Earthquakes22%Tornadoes8%Heat waves6%Everything else11%

By hazard

What Lakeside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 79% of U.S. places

Tornadoes

8% of expected damage

Below average · higher than 47% of U.S. places

Heat waves

6% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lakeside flood?

Every paid claim on a federal flood insurance policy in Lakeside, from FEMA’s records.

25paid claims since 1979

$531Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lakeside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henrico County.

Disasters that hit Lakeside

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lakeside itself: aid to households, or repair grants to Lakeside.

Brought FEMA money into LakesideDeclared for Henrico County only

2004

Severe Storms, Flooding and Tornadoes Associated W Td Gaston

1 household applied for aid $2K aid approved

Henrico County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Lakeside

Lakeside and the towns around it

Very lowLowModerateHighVery high

Lakesidemostly inland floodingLow

Richmondmostly inland floodingVery low

Dumbartonmostly inland floodingVery low

Laurelmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lakeside covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Lakeside’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lakeside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lakeside total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.