Natural hazards · La Crosse

La Crosse, VA natural hazards

Most of the natural-hazard damage FEMA expects in La Crosse comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Crosse?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Crosse to be higher than in 20% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding33%Hurricanes29%Drought17%Everything else21%

By hazard

What La Crosse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Hurricanes

29% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 6 years in the area

Drought

17% of expected damage

Recorded about 9 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Crosse flood?

FEMA's records show no paid flood insurance claims in La Crosse.

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Crosse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mecklenburg County.

Disasters that hit La Crosse

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in La Crosse itself: aid to households, or repair grants to the Town of La Crosse.

Brought FEMA money into La CrosseDeclared for Mecklenburg County only

2003

Hurricane Isabel

52 households applied for aid $34K aid approved

Mecklenburg County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Crosse is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Crosse’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of La Crosse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.