Natural hazards · Ivy

Ivy, VA natural hazards

Most of the natural-hazard damage FEMA expects in Ivy comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ivy?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ivy to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes8%Everything else18%

By hazard

What Ivy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ivy flood?

Every paid claim on a federal flood insurance policy in Ivy, from FEMA’s records.

9paid claims since 1979

$167Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ivy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Albemarle County.

Disasters that hit Ivy

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ivy itself: aid to households, or repair grants to Ivy.

Brought FEMA money into IvyDeclared for Albemarle County only

2003

Hurricane Isabel

1 household applied for aid

Albemarle County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ivy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ivy’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ivy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ivy total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.