Natural hazards · Irvington

Irvington, VA natural hazards

Most of the natural-hazard damage FEMA expects in Irvington comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1994. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Irvington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Irvington to be higher than in 55% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding22%Drought8%Everything else21%

By hazard

What Irvington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

22% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once every 3 years in the area

Drought

8% of expected damage

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Irvington flood?

Every paid claim on a federal flood insurance policy in Irvington, from FEMA’s records.

12paid claims since 1994

$268Kpaid to owners

2homes flooded more than once

19942026

Biggest named events

Tropical Storm Ernesto: 6 claims, $194K
Hurricane Isabel: 4 claims, $68K
Hurricane Irene: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Irvington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Irvington

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Irvington itself: aid to households, or repair grants to the Town of Irvington.

Brought FEMA money into IrvingtonDeclared for Lancaster County only

2003

Hurricane Isabel

20 households applied for aid $31K aid approved

Lancaster County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Irvington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Irvington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Irvington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.