Natural hazards · Hurt

Hurt, VA natural hazards

Most of the natural-hazard damage FEMA expects in Hurt comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2004. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hurt?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hurt to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%

By hazard

What Hurt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hurt flood?

Every paid claim on a federal flood insurance policy in Hurt, from FEMA’s records.

1paid claims since 2004

$275Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hurt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pittsylvania County.

Disasters that hit Hurt

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hurt itself: aid to households, or repair grants to the Town of Hurt.

Brought FEMA money into HurtDeclared for Pittsylvania County only

2024

Tropical Storm Helene

2 households applied for aid

Pittsylvania County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hurt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hurt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hurt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.