Natural hazards · Heathsville

Heathsville, VA natural hazards

Most of the natural-hazard damage FEMA expects in Heathsville comes from hurricanes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Heathsville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Heathsville to be higher than in 62% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes38%Inland flooding18%Drought17%Strong wind13%Everything else15%

By hazard

What Heathsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

38% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

18% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 3 years in the area

Drought

17% of expected damage

Recorded about 4 times a year in the area

Strong wind

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Heathsville flood?

FEMA's records show no paid flood insurance claims in Heathsville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Heathsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northumberland County.

Disasters that hit Heathsville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Heathsville itself: aid to households, or repair grants to Heathsville.

Brought FEMA money into HeathsvilleDeclared for Northumberland County only

2003

Hurricane Isabel

187 households applied for aid $185K aid approved

Northumberland County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Heathsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Heathsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Heathsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.