Natural hazards · Hampden-Sydney

Hampden-Sydney, VA natural hazards

Most of the natural-hazard damage FEMA expects in Hampden-Sydney comes from drought, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hampden-Sydney?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampden-Sydney to be higher than in 19% of U.S. communities, mostly from drought and inland flooding.

Drought48%Inland flooding21%Hurricanes11%Everything else21%

By hazard

What Hampden-Sydney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

48% of expected damage

Recorded about 9 times a year in the area

Inland flooding

21% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

11% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hampden-Sydney flood?

FEMA's records show no paid flood insurance claims in Hampden-Sydney.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hampden-Sydney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince Edward County.

Disasters that hit Hampden-Sydney

Federal disasters declared here

None of the disasters declared for Prince Edward County shows FEMA aid or repair money reaching Hampden-Sydney itself in FEMA’s records.

Brought FEMA money into Hampden-SydneyDeclared for Prince Edward County only

Prince Edward County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampden-Sydney is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hampden-Sydney’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hampden-Sydney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.