Natural hazards · Grundy

Grundy, VA natural hazards

Most of the natural-hazard damage FEMA expects in Grundy comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 100 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grundy?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grundy to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding83%Cold waves10%Everything else7%

By hazard

What Grundy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grundy flood?

Every paid claim on a federal flood insurance policy in Grundy, from FEMA’s records.

100paid claims since 1978

$1.6Mpaid to owners

12homes flooded more than once

19782026

Biggest named events

Heavy rains: 3 claims, $21K
Virginia Flash Flooding: 1 claim, $26K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grundy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Buchanan County.

Disasters that hit Grundy

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grundy itself: aid to households, or repair grants to the Town of Grundy.

Brought FEMA money into GrundyDeclared for Buchanan County only

2025

Severe Winter Storms and Flooding

$137K to the Town of Grundy for repairs

2004

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $22K aid approved

2003

Severe Storms and Flooding

11 households applied for aid $25K aid approved

2003

Severe Winter Storm, Record/Near Record Snowfall, Heavy Rain,floodind, and Mudslide

201 households applied for aid $200K aid approved

Buchanan County has had 23 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grundy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grundy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Grundy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.