Natural hazards · Goochland

Goochland, VA natural hazards

Most of the natural-hazard damage FEMA expects in Goochland comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Goochland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Goochland to be higher than in 22% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding50%Earthquakes18%Strong wind10%Drought7%Tornadoes6%Everything else10%

By hazard

What Goochland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once every 4 years in the area

Earthquakes

18% of expected damage

Well above average · higher than 79% of U.S. places

Strong wind

10% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 3 times a year in the area

Drought

7% of expected damage

Recorded about 6 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 26 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Goochland flood?

FEMA's records show no paid flood insurance claims in Goochland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Goochland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Goochland County.

Disasters that hit Goochland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Goochland itself: aid to households, or repair grants to Goochland.

Brought FEMA money into GoochlandDeclared for Goochland County only

2011

Earthquake

130 households applied for aid $164K aid approved

2003

Hurricane Isabel

58 households applied for aid $22K aid approved

Goochland County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Goochland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Goochland’s own flood-insurance community; household aid to the registrant’s city; repair grants to Goochland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.