Natural hazards · Gloucester Point

Gloucester Point, VA natural hazards

Most of the natural-hazard damage FEMA expects in Gloucester Point comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 18 claims here since 1991. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gloucester Point?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gloucester Point to be higher than in 14% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes19%Tornadoes9%Coastal flooding8%Cold waves7%Strong wind6%Everything else13%

By hazard

What Gloucester Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

19% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

9% of expected damage

Below average · higher than 47% of U.S. places

Coastal flooding

8% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Strong wind

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gloucester Point flood?

Every paid claim on a federal flood insurance policy in Gloucester Point, from FEMA’s records.

18paid claims since 1991

$384Kpaid to owners

0homes flooded more than once

19912026

Biggest named events

Hurricane Isabel: 11 claims, $281K
November 2009 Nor'easter: 3 claims, $24K
Hurricane Irene: 1 claim, $90

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gloucester Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gloucester County.

Disasters that hit Gloucester Point

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Gloucester Point itself: aid to households, or repair grants to Gloucester Point.

Brought FEMA money into Gloucester PointDeclared for Gloucester County only

2003

Hurricane Isabel

131 households applied for aid $84K aid approved

Gloucester County has had 15 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gloucester Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gloucester Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Gloucester Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gloucester Point total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.