Natural hazards · Gate

Gate, VA natural hazards

Most of the natural-hazard damage FEMA expects in Gate comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gate?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gate to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding82%Earthquakes6%Everything else12%

By hazard

What Gate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 66% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gate flood?

Every paid claim on a federal flood insurance policy in Gate, from FEMA’s records.

2paid claims since 1978

$63Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gate isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Gate

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gate itself: aid to households, or repair grants to the Town of Gate.

Brought FEMA money into GateDeclared for Scott County only

2024

Tropical Storm Helene

179 households applied for aid $94K aid approved $49K to the Town of Gate for repairs

2002

Severe Storms and Flooding

$16K to the Town of Gate for repairs

Scott County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gate is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gate’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.