Natural hazards · Floyd

Floyd, VA natural hazards

Most of the natural-hazard damage FEMA expects in Floyd comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Floyd?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Floyd to be higher than in 18% of U.S. communities, mostly from inland flooding.

Inland flooding62%Cold waves14%Drought7%Everything else17%

By hazard

What Floyd faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Drought

7% of expected damage

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHeat wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Floyd flood?

FEMA's records show no paid flood insurance claims in Floyd.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Floyd isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Floyd County.

Disasters that hit Floyd

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Floyd itself: aid to households, or repair grants to the Town of Floyd.

Brought FEMA money into FloydDeclared for Floyd County only

2004

Severe Storms and Flooding From the Remanants of Hurricane Jeanne

16 households applied for aid $33K aid approved

Floyd County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Floyd is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Floyd’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Floyd. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.