Flint Hill’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Flint Hill comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Flint Hill’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Flint Hill flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Flint Hill. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Flint Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rappahannock County.How exposed is Flint Hill?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 61% of U.S. communities, mostly from inland flooding.
Rated higher than 504 of the 700 Virginia towns we cover.
Flint Hill is smaller than a census tract, so it shares the figures of the tract around its center.
What Flint Hill faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Strong wind
Drought
1 federal disaster brought FEMA money to Flint Hill
Disasters that paid out in Flint Hill itself (aid to households or repair grants to Flint Hill) and its biggest flood years.
- 2003Hurricane Isabel2 households applied for aid$4K aid approved
Rappahannock County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Old photos of Flint Hill after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Flint Hill archive →Get ready for what Flint Hill actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- On a well? Know how deep it is and watch for sputtering.
- Follow the town’s watering limits.
- Fix drips: they add up.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in January–March
The month each of Rappahannock County’s 22 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Flint Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Flint Hill.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Flint Hill.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.