Natural hazards · Fancy Gap

Fancy Gap, VA natural hazards

Most of the natural-hazard damage FEMA expects in Fancy Gap comes from cold waves, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fancy Gap?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fancy Gap to be higher than in 10% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves50%Inland flooding35%Everything else15%

By hazard

What Fancy Gap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

50% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

35% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHeat wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fancy Gap flood?

FEMA's records show no paid flood insurance claims in Fancy Gap.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fancy Gap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Fancy Gap

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fancy Gap itself: aid to households, or repair grants to Fancy Gap.

Brought FEMA money into Fancy GapDeclared for Carroll County only

2024

Tropical Storm Helene

65 households applied for aid $17K aid approved

Carroll County has had 13 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fancy Gap is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fancy Gap’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fancy Gap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.