Natural hazards · Emory

Emory, VA natural hazards

Most of the natural-hazard damage FEMA expects in Emory comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Emory?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Emory to be higher than in 2% of U.S. communities, mostly from inland flooding.

Inland flooding58%Earthquakes10%Strong wind10%Cold waves9%Everything else14%

By hazard

What Emory faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once a year in the area

Earthquakes

10% of expected damage

Above average · higher than 61% of U.S. places

Strong wind

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingHeat wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Emory flood?

FEMA's records show no paid flood insurance claims in Emory.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Emory isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Emory

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Emory itself: aid to households, or repair grants to Emory.

Brought FEMA money into EmoryDeclared for Washington County only

2024

Tropical Storm Helene

3 households applied for aid $1K aid approved

Washington County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Emory is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Emory’s own flood-insurance community; household aid to the registrant’s city; repair grants to Emory. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.