Natural hazards · Concord

Concord, VA natural hazards

Most of the natural-hazard damage FEMA expects in Concord comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Concord?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Concord to be higher than in 18% of U.S. communities, mostly from inland flooding.

Inland flooding63%Strong wind7%Hurricanes7%Lightning7%Earthquakes6%Everything else11%

By hazard

What Concord faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 13 years in the area

Lightning

7% of expected damage

Well above average · higher than 87% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 54% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Concord flood?

FEMA's records show no paid flood insurance claims in Concord.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Concord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Campbell County.

Disasters that hit Concord

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Concord itself: aid to households, or repair grants to Concord.

Brought FEMA money into ConcordDeclared for Campbell County only

2003

Hurricane Isabel

2 households applied for aid

Campbell County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Concord is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Concord’s own flood-insurance community; household aid to the registrant’s city; repair grants to Concord. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Concord, VA natural hazards

How exposed is Concord?

What Concord faces

Inland flooding

Strong wind

Hurricanes

Lightning

Earthquakes

Lower here

Not a risk here

Does Concord flood?

1 federal disaster brought FEMA money here

Hurricane Isabel

How to read this page

Where to, neighbor?

Matches

Nearby