Natural hazards · Cluster Springs

Cluster Springs, VA natural hazards

Most of the natural-hazard damage FEMA expects in Cluster Springs comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cluster Springs?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cluster Springs to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding53%Drought14%Hurricanes10%Strong wind6%Everything else17%

By hazard

What Cluster Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 4 times a year in the area

Drought

14% of expected damage

Recorded about 11 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 14 years in the area

Strong wind

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cluster Springs flood?

FEMA's records show no paid flood insurance claims in Cluster Springs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cluster Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Halifax County.

Disasters that hit Cluster Springs

Federal disasters declared here

None of the disasters declared for Halifax County shows FEMA aid or repair money reaching Cluster Springs itself in FEMA’s records.

Brought FEMA money into Cluster SpringsDeclared for Halifax County only

Halifax County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cluster Springs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cluster Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cluster Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.