Natural hazards · Clarksville

Clarksville, VA natural hazards

Most of the natural-hazard damage FEMA expects in Clarksville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1996. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clarksville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarksville to be higher than in 33% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes22%Drought10%Everything else19%

By hazard

What Clarksville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Hurricanes

22% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 7 years in the area

Drought

10% of expected damage

Recorded about 11 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clarksville flood?

Every paid claim on a federal flood insurance policy in Clarksville, from FEMA’s records.

1paid claims since 1996

$1Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Fran: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clarksville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mecklenburg County.

Disasters that hit Clarksville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clarksville itself: aid to households, or repair grants to the Town of Clarksville.

Brought FEMA money into ClarksvilleDeclared for Mecklenburg County only

2018

Tropical Storm Michael

$63K to the Town of Clarksville for repairs

2018

Hurricane Florence

$44K to the Town of Clarksville for repairs

2003

Hurricane Isabel

15 households applied for aid $9K aid approved $17K to the Town of Clarksville for repairs

2000

Severe Winter Storms

$5K to the Town of Clarksville for repairs

Mecklenburg County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarksville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clarksville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Clarksville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.