Natural hazards · Claremont

Claremont, VA natural hazards

Most of the natural-hazard damage FEMA expects in Claremont comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 34 claims here since 1985. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Claremont?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Claremont to be higher than in 17% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding35%Hurricanes21%Drought19%Tornadoes6%Everything else20%

By hazard

What Claremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

21% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 5 years in the area

Drought

19% of expected damage

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 15 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Claremont flood?

Every paid claim on a federal flood insurance policy in Claremont, from FEMA’s records.

34paid claims since 1985

$1.3Mpaid to owners

4homes flooded more than once

19852026

Biggest named events

Hurricane Isabel: 17 claims, $995K
November 2009 Nor'easter: 4 claims, $108K
Tropical Storm Ernesto: 4 claims, $50K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Claremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Surry County.

Disasters that hit Claremont

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Claremont itself: aid to households, or repair grants to the Town of Claremont.

Brought FEMA money into ClaremontDeclared for Surry County only

2011

Hurricane Irene

$8K to the Town of Claremont for repairs

2009

Severe Storms and Flooding Associated With Tropical Depression Ida and a Nor'east

$4K to the Town of Claremont for repairs

2003

Hurricane Isabel

131 households applied for aid $311K aid approved $30K to the Town of Claremont for repairs

Surry County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Claremont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Claremont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Claremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.