Natural hazards · Central Garage

Central Garage, VA natural hazards

Most of the natural-hazard damage FEMA expects in Central Garage comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Central Garage?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Central Garage to be higher than in 45% of U.S. communities, mostly from inland flooding and drought.

Inland flooding47%Drought26%Hurricanes7%Tornadoes7%Everything else13%

By hazard

What Central Garage faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Drought

26% of expected damage

Recorded about 4 times a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

7% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 21 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Central Garage flood?

FEMA's records show no paid flood insurance claims in Central Garage.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Central Garage isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: King William County.

Disasters that hit Central Garage

Federal disasters declared here

None of the disasters declared for King William County shows FEMA aid or repair money reaching Central Garage itself in FEMA’s records.

Brought FEMA money into Central GarageDeclared for King William County only

King William County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Central Garage is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Central Garage’s own flood-insurance community; household aid to the registrant’s city; repair grants to Central Garage. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.