Natural hazards · Carrollton

Carrollton, VA natural hazards

Most of the natural-hazard damage FEMA expects in Carrollton comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carrollton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carrollton to be higher than in 39% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes23%Coastal flooding17%Tornadoes6%Everything else16%

By hazard

What Carrollton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Coastal flooding

17% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

6% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once every 93 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carrollton flood?

FEMA's records show no paid flood insurance claims in Carrollton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carrollton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Isle of Wight County.

Disasters that hit Carrollton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Carrollton itself: aid to households, or repair grants to Carrollton.

Brought FEMA money into CarrolltonDeclared for Isle of Wight County only

2003

Hurricane Isabel

352 households applied for aid $155K aid approved

Isle of Wight County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carrollton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Carrollton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Carrollton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carrollton total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.